A young woman took her own life because the £26,000 debt she owed for an accident that wasn’t her fault had become much to bear, an inquest has heard.
“Bubbly and hard-working” graphic designer Samantha Ewen, 39, was found dead in her home in west Hull by her parents on October 26, 2018.
An hearing at Hull Coroner’s Court today heard she had taken her own life after she grew “out of her depth” with mounting debts.
Samantha left several notes at her home, including one to police saying she had killed herself, reports Hull Live .
Another note, written to her parents and her sister, said Ms Ewen had received a high court writ after a friend had driven her car without insurance and injured a cyclist during an accident in 2015,
In the note, Samantha said she had no prior knowledge of the accident and the claim was for £26,000.
The note read: “I became out of my depth. I am sorry for the mess I have left you with, this was my mistake. I love you all to the moon and back.”
Paying tribute, a statement from her mother read: “Growing up, Samantha was a very happy, bubbly and social girl.
“She learnt languages with ease and when we moved to South Africa she picked up the Afrikaans language. She has the South African way of making a plan to find a solution. She was very good in that mindset and was a hard worker.”
Samantha, who had attended Brough Primary School and for a year at South Hunsley Secondary School, had previously sought medication for depression, but was “happy” according to her family.
She had wanted to secure a job in Eswatini, also known as Swaziland, in southern Africa where her mum and dad moved to when she was aged 11, however, she was unable to get a work permit due to her British citizenship and returned to Hull with her sister Kirsty.
Samantha had worked in public relations and marketing job sectors and worked at Viking FM and set up a marketing company with her then husband which led her to becoming a graphic designer.
She then launched her own company Curious Echo in 2010, where she produced work for NHS trusts across the country.
Her mother told the inquest that her daughter revealed “she worked until 2am or 3am” and was “very dedicated” to making her business work.
She had even allowed Samantha to borrow large sums of money from her to see her through after payments from her clients dropped. However, she never mentioned the payments as it would hurt her daughter’s pride.
However, Samantha struggled to keep her head above the water, and admitted not keeping up to date with her tax returns in her suicide note.
Her death had been pre-planned and she had organised her parents to dog-sit her two pets the night that she chose to take her own life, the hearing was told.
Samantha’s parents entered her property at around 12.15pm on October 26 last year to see the heartbreaking note on her unlocked front door to read their daughter’s body would be tragically found inside.
Humberside Police officer Hayley Browne said there were no suspicious circumstances or third party involvement in Samantha’s death.
Returning a conclusion of suicide, area coroner Rosemary Baxter said: “Samantha had been in fact struggling with life in the months before her death. She was struggling financially and she felt she was a failure.
“Her death was a pre-planned act and her many problems overcame her at the end and the notes she left at the scene determined her life was taken deliberately by her own hand.”